Know your Deadlines for Open Enrollment
Open Enrollment has officially began. It started this morning, November 1, 2015 and will continue until January 31, 2016. There is always confusion surrounding Open Enrollment so to help you know...
View ArticleSpring Fever
With the breeze in the air that still feels like winter, it’s no wonder that many of us have spring fever. For me personally, I long for the warmth of the sunshine, flowers blooming, and working in my...
View ArticleSmoking and Life Insurance
Life Insurance happens to be where I began my career in the insurance industry and like it or not, it also happens to be one of the most important insurance products you can own. While at a local...
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Life Insurance is a Gift of Love
Every February, I always think of what I can do for my husband on Valentine’s Day. A beautiful card, his favorite meal of ham and mashed potatoes, and a candlelit dinner are always a hit. It has...
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Making Dreams Come True
When you first hear the word, “Insurance”, I can rest assured that the first thought that comes to your mind will not be “Dream Protector”. It is my hope to share with you some examples of why this is...
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Leaving a Legacy
In November of 2003, my family’s life changed in a split second. While working at an automotive shop, my husband suffered a head injury when an exhaust component landed on the back of his head....
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Beware of Scammers
About two months ago, there was a voicemail that was left for me. On this voicemail was a call telling me to call right away about a personal matter. I could barely understand the voice on other...
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Curveball
One thing that my family and friends know about me is my love for baseball. Since we gave up having cable television years ago, watching games doesn’t happen very often. When it does happen, my...
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Getting Back to Life
Looking at this picture, you may see a man (who also happens to be my husband) shooting a bow and arrow. You may see a man that is practicing for the upcoming hunting season. Looking at this...
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Calculating Life Insurance Needs
You know you are an adult when you start looking at Life Insurance. For some, that may be when a new home is purchased. For others, it may be when a baby is born. If someone will suffer...
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We Will Never Forget
September 11, 2001 – It’s a day that changed the world, our country, our towns, and everyone of us. 246 people went to sleep for their morning flights on 9/11. The night before, 2,606 people went to...
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Annual Election Period
The Annual Election Period (AEP) will be here before you know it and runs between October 15, 2018 through December 7, 2018. This is time of the year that individuals that are on Medicare can make...
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The Countdown Is On
Already October! It is so hard to believe that we are officially in the last quarter of 2018. We are also fourteen days away from the Annual Election Period for Medicare beneficiaries and one month...
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Blessings
Laura Story is one of my favorite songwriters and singer. This song, “Blessings” refrain goes like this: “Cause what if your blessings come through raindrops What if your healing comes through...
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Medicare Supplemental vs Medicare Advantage
When a client is first eligible for Medicare, one of the first things we do is inform and educate on what Medicare covers and what is doesn’t. Medicare consists of Part A and Part B services. Part A...
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Open Enrollment
There are a couple of dates to remember that of utmost importance to anyone looking into health insurance plans for 2019. Those dates are November 1st and December 15th. That’s because from November...
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Thank You
It is hard to believe that today is the last day of 2018. It seems like we just started 2018 and here we are just hours away from 2019. As we get ready to close out 2018, it’s important for me to...
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The Greatest Gift of All
For me, it alway feels a little depressing to see the holidays come to an end. Decorations are taken down and put away for another year. Traditions such as family getting together don’t happen as...
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Submitting Documents
If you purchased health insurance through the Marketplace, there maybe a chance that they asked you to send in documents to confirm information that you supplied when filling out your application....
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Turning 65, Eligible for Medicare, and Don’t Know Where to Start
“I will be turning 65 this year, I’ll be eligible for Medicare, and I don’t have any idea of where to start”. This is a statement that comes my way several times a month. It doesn’t matter how much...
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