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Is COBRA my Best Option
Is COBRA my best option? This question has come up three times over the last two weeks and because of that, I thought it would be helpful to give you some information on how to decide if COBRA is...
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I am More Than Just a Piece of Paper
I am a Contract. People pay a premium to keep me in force. I help people live out their dreams. I help pay off mortgages so families can stay in their homes. I help pay off credit card debt. I help pay...
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Life is Like a Box of Chocolates
“Mama always said that life is like a box of chocolates. You never know what you are going to get.” Tom Hanks said these words in one of my favorite movies, Forrest Gump. Whether you have health...
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Scrapbooking Your Life Story
When my husband turned 40, it was important to me to put his life story into memories by making him a scrapbook of his life. When our children graduated from high school, one of their gifts was a...
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We All Have Far More in Common
About four years ago, our town wanted to bring in a SOS Recovery Center. A SOS Recovery Center helps to reduce the stigma and harm that is associated with substance abuse by providing support for...
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Star Ratings
When it comes to Medicare Advantage plans or Medicare Prescription Drug plans, CMS (The Centers for Medicare and Medicaid) use a five star rating to measure Medicare beneficiaries experience with the...
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Choices
We each make choices every single day of the week. Choices such as what time we get up, what we eat for breakfast, and what we wear are made every morning. Choices as to where we work, the friends we...
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Open Enrollment VS. Guaranteed Issue
There is so much about Medicare that is downright confusing. When it comes to purchasing a Medicare Supplemental plan, consumers are perplexed when attempting to understand the difference between...
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You May Not Know – Part 1
When a potential client reaches out to me, they want to know my experience, what insurance products that are offered through my business, how much things costs, and sometimes, they will ask me to tell...
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You May Not Know – Part 2
What is your background? What made you get into selling insurance? These two questions come up so often that I thought it would be helpful to answer them here. Selling insurance was not something I...
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Life Insurance Myths
It’s National Life Insurance Day and a good day to go over some very common Life Insurance myths. It’s our hope that these myths will help you change your prospective and help you to make a better...
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You May Not Know – Part 3
Prior to working in the insurance industry, my background was in the beauty industry where I worked as a nail technician for twenty seven years. When you hold hands with your clients on a weekly basis...
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Travel Medical Insurance
True Story: Jim and his wife Mary (names have been changed) go on a yearly trip to visit family in Canada. While on this trip a few years ago, Mary woke up with pain in her right side of her...
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Should I Retire Early?
Should I retire now or wait? Should I go on Medicare or stay working for a few more years? What will my options be if I retire, but haven’t reached the age of 65 and can’t get Medicare until then? My...
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Following Your Passion
“Starting my own business is a dream of mine, but the benefits that I have through work make it difficult to leave.” So many clients that come to me tell me that they would love to follow a passion...
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Fitness and Health Insurance
One question that often comes my way when it comes to Health Insurance is whether or not fitness is a covered expense. Whether it is a gym membership or a personal trainer, the answer really depends...
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Health Savings Account
A Health Savings Account is a great tool to help you pay for healthcare expenses. A Health Savings Account (HSA) is a type of savings account that lets you put aside money on a pre-tax basis for...
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Alternatives to Using an Emergency Room
Meeting one to one with a client whether it is to discuss Health Insurance, Group Health Insurance, or Medicare Insurance, one thing that is always discussed is regarding the use of emergency rooms....
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Virtual Healthcare Visits
Do you know if you health insurance plan allows you to have access to doctors 24 hours a day/7 days a week? This access can be called Virtual Visits or TelaDoc just to name a few. This benefit normally...
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Self-Care – Part 1
Have you ever felt overwhelmed with things that need to be done? Has the stress of the day kept you awake at night? Have you ever felt your productivity slipping because you are doing things that you...
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